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Tips for Choosing Insurance Coverage Lawyer

If you are faced with the insurance coverage matters you need assistance in the case. You need to make the right selection of the lawyer that has specialized in matters of insurance coverage for quality services. With the right one, you can be sure that you will see incredible results. Therefore the insurance coverage lawyer in the area is the best option that you need to choose. They are dedicated to offering outstanding results thus gaining the trust of many people. This article is on the tips for choosing the insurance coverage lawyer.

You need to consider choosing a lawyer that has many years of experience. You need to ensure that the lawyer that you have selected has served people for long. The lawyer in the area is the best with the years if the experience. It is through this that you can be sure that you are dealing with the individual that has great expertise. The lawyer in the place also has the essential skills that will enable them to see the case in the insurance coverage I another perspective. You can be sure that you can expect the best result with them. It is through this that they have been able to get the best reputation of the lawyer that offers the insurance coverage services.

You can also choose the lawyer based on the qualification. You need the lawyer that has the essential training on the matters to do with the insurance coverage. You can be certain that the lawyer has an essential understanding of this through the specialization that they have in the insurance coverage matters. You can also be sure that you are dealing with the best individual who has the required qualifications. You can also be certain that you are dealing with the certified lawyer that will offer the best services. It is through the license and the insurance that you can realize that you are dealing with the people that are legally approved to offer the services.

You need also to consider the responsiveness of the lawyer. You need to choose a lawyer because they are there to respond to every question that you have. They understand that you are special and they are willing to create time for you. you can also be sure that they ware communication and will update you in every step of the process. Choosing them is the best because they are willing to work with you so you can get what is legally yours. You can also choose the lawyers because they offer quality services at a cost that you can afford. You can be sure that they will offer the best services at the cost that you can be able to pay thus making them the best. With them, there are no hidden charges. With them, therefore, you will have the chance to save a lot of cash thus making them the best.

In conclusion, do not let the insurance coverage matters stress you alone but choose the best insurance coverage lawyer that can handle the matter for you

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Estate residents accuse power firm of extortion, overbilling


Residents of the Ashamu Estate in Oke-Afa, Ejigbo Local Council Development Area of Lagos State, have accused the Ikeja Electric of extortion and outrageous billing.

According to the residents, the bills given to power consumers by the IE do not reflect their actual consumption as the charges are often increased intermittently.

The residents reiterated their position that the electricity distribution company should supply them prepaid meters so that they could be in control of their power consumption.

A landlord in the estate, Isa Bakare, said the IE charged him N120,000 for four prepaid meters, alleging that when he wanted to pay, the officials deceived him to pay into the individual meters’ accounts and the prepaid meters would be provided.

He, however, noted that the prepaid meters were not provided as the firm converted the money to the payment for consumption charges.

Bakare stated, “It was a fraudulent act and I feel bad about it. I used to receive N13,000 bill monthly, but it has increased to N30,000. When some of the residents went to the IE office, we were told to apply for prepaid meters as a group. I once applied as an individual and I was defrauded by officials of the IE.

“I had an outstanding payment of N30,000 and I was charged N120,000 for four prepaid meters. I wanted to pay the N150,000 for the prepaid meters and to clear my outstanding bill, but I was told to load the money into my account so that they could remove the money for the prepaid meters from it. After funding my account, the firm increased my energy charge to N30,000 and was removing that amount every month until the money in the account was exhausted. I have receipts for the N150,000 and I want prepaid meters.

The owner of a guest house in the estate, Kunle Ariyo, said he also paid for prepaid meters but they were never supplied.

Ariyo stated, “The energy charge is just too much. Sometime last year, I was paying N10,000 monthly for my guest house; later it increased to N15,000, then to N35,000 and for December, I was billed N75,000.

“I have complained to the marketer to give me prepaid meter, but no prepaid meter was supplied. I was also told to pay N100,000 out of my arrears so that the prepaid meter could be supplied in two weeks, but it has not been provided. I paid the money a year ago. I want prepaid meter so that I can control my consumption.”

The Chairman, Ashamu Estate Residents Association, Mr Jaiye Daramola, told PUNCH Metro that he had paid a visit to the Oke-Afa undertaking manager of the IE over the exorbitant estimated charges.

Daramola said, “We are getting electricity bills that are exorbitant; you can imagine a one-bedroom flat being asked to pay over N15,000 monthly. I received a bill of N38,000 for my house, which is a duplex, and some other residents got N34,000.

“I went to see the manager of the Oke-Afa undertaking this morning and she assured me that they could install prepaid meters in houses within the estate in a day. All they need from us is to send a letter, which they will use to get approval, but she urged us to get money for the meters ready. The executive will be going around the estate to inform residents about the development so that the one-day prepaid meter installation can be achieved.”

Another resident, who identified himself simply as Francis, faulted the billing method of the IE, describing it as pure extortion.

He stated, “For my three-bedroom flat, I was billed N8,698.20 for November 2019, but by the time I got a text message for the December charge, the bill had jumped to N15,336.30. I have been asking what made the bill jumped by almost 100 per cent? Yes, power supply improved a bit in December, but it wasn’t as if we got 24-hour supply.

“Besides, many of the consumers were billed the same amount whereas our consumption pattern differs. I travelled with my entire household to my village in Enugu State on December 13, 2019, and didn’t return to Lagos until January 4, 2020; the only electrical point left on throughout was the security light. So, how come I consumed 670 units of electricity that same month compared to 380 units in November?

“When I made enquiries from their marketing agents, I was reliably informed that what the undertaking did was to use the quantum of power supplied to the estate’s transformer to determine the individuals’ bills. After removing what those with prepaid meters consumed, the balance was spread on the accounts of those with analogue meters, and those without meters, irrespective of the consumption pattern.

“This is fraudulent arithmetic on the part of Ikeja Electric and things like this can only happen in Nigeria.”

When contacted, the spokesperson for the IE, Felix Ofulue, said, “The issue of customers saying we are extorting them is wrong. If customers are enjoying better power supply than before, there is a tendency for their bills to increase. We are billing according to the power supplied to our customers.

“The issue of the residents claiming that they have paid for prepaid meters and we have not supplied the meters is not possible and there is no way a customer will use for a meter and we will now use the fund to offset their bills. There is a special account where the customers are paying the money for prepaid meters into and we don’t have access to that account.

“Maybe, the affected customers had outstanding payments and we asked them to clear their bills. I am sure that was what was done to enable the customers to register for prepaid meters seamlessly.”

Practical and Helpful Tips:

Correct Microscope

In your laboratory, you need to have a microscope as one of the most important things if you like to explore more. You get to explore to another level when you have a microscope on your laboratory hence one of the best things about it. In the market, you get to have a lot of companies that can provide you with the microscope that you need. The one very important thing that you need to do is be cautious when looking for the company to sell you a microscope. To have the best microscope, you need to consider several factors when you are looking for one. One of the hardest thing that you can carry out is looking for the right microscope. It is not easy having the best microscope because you get a lot of them in the market.

When you are looking for the best microscope; you need to take one of the most important steps that are searching on the internet. You get to have one of the best information on the best microscope that you should have on your laboratory. One of the first thing that you need to look at when you are searching for the best microscope online is the website of the company that sells it. You get to see what other customers think about a certain microscope when you are on the microscope company’s website. The same customers that you get online are the one that gives the ratings and reviews of a certain microscope.

Another thing that you need to consider is the power of the microscope that you want to have. There is a different cost for a different power of the microscope. You need to know that you get to pay a lot for a powerful microscope. One of the determining factors of the right power of the microscope is the needs that you have on your laboratory. You need to buy a microscope that is within your budget. However, you should not let the cost of the microscope to be the only determining factor for the one that you should choose.

You need to research the people who have used a certain microscope before you buy one. Some of the people that you need to look at to give you the right direction on the microscope that you want are your trusted colleagues and friends who have used microscope or know someone else who has. You get to have one of the best experience having the best microscope when you take the opinion of the third party. You need to pick the best microscope that has a lot of referrals from your trusted group. The fact that a certain microscope has a lot of recommendation means that it is the best for you to pick.

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